Canadian Health Refund

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Smart. Simple. Tax-Free.

for Canadian small businesses

Turn medical expenses into tax-free corporate refunds. A simple, CRA-approved way to get more out of your health spending.

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Turn medical expenses into business savings.

Paderra is a payment administrator for Private Health Services Plans (PHSPs), allowing business owners and employees to reimburse eligible medical expenses tax-free!

 

PHSP is a CRA-approved method for businesses to deduct healthcare costs as a business expense, while employees (or owner-employees) receive non-taxable reimbursement. Paderra helps facilitate this process securely and simply.

 

Get Started

The Paderra advantage

With Paderra, you can pay for medical expenses personally and claim them through your corporation to receive a tax-free health refund. It’s a smart way to save money while protecting your family’s health—all through a fast, simple, and secure process designed to make healthcare reimbursements effortless.

Start your Paderra registration today

Start your Paderra registration today — it only takes a few minutes!

Register Now

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Corporate Claims

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Tax-free Reimbursement

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Savings & Wellness

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Ease & Efficiency

Get started in 3 easy steps

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Register

Set up your PADERRA account and link your corporation. Registration is quick and ensures CRA-compliant handling of your health benefit plan.

Submit a Claim

Log your eligible medical expenses and send the payment from your corporation to PADDERA. We process the claim securely and at arm’s length.

Get Your Refund

PADERRA reimburses you personally, tax-free. While your corporation deducts the expense.

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What Can You Claim?

PADERRA covers a wide range of eligible health expenses, making it easy to get reimbursed for the care you and your family need. From dental care, prescriptions, and vision to physiotherapy, massage therapy, orthodontics, and mental health services, you can claim most medical and wellness expenses—all while keeping your reimbursements tax-free.

See the Full List